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Nearly 5,000 Fake FCA Scams Reported in Just Six Months

Nearly 5,000 Fake FCA Scams Reported in Just Six Months

Fraudsters pretending to be the Financial Conduct Authority (FCA) have targeted thousands of people this year, with almost 5,000 fake FCA scams reported in the first half of 2025. The FCA has issued a stark warning after its consumer helpline received 4,465 reports of scammers posing as its staff in the first half fo 2025.

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First-Time Buyers Now Spend £163,000 on Rent Before Buying – Why This Matters to Homeowners and Landlords

First-Time Buyers Now Spend £163,000 on Rent Before Buying – Why This Matters to Homeowners and Landlords

New figures have revealed that first-time buyers are now paying an eye-watering £163,047 on rent before they are able to purchase their first home. This represents a 40 per cent increase in a decade, according to research from specialist mortgage lender Perenna. Back in 2015, renters typically spent £116,427 before buying. Today, they are parting

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When Will Interest Rates Drop and What It Means for Your Mortgage

When Will Interest Rates Drop and What It Means for Your Mortgage

The Bank of England base rate is currently 4.0%, having fallen from a peak of 5.25% over the past year. While this downward trend has provided some relief to borrowers, the key question for homeowners and landlords is how low rates might go and when. Inflation is now 3.8%, down sharply from a peak of

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Why Speaking to a Mortgage Broker Before Your Mortgage Deal Ends Could Save You Thousands and Protect Your Future

Why Speaking to a Mortgage Broker Before Your Mortgage Deal Ends Could Save You Thousands and Protect Your Future

Taking out a mortgage is one of the biggest financial commitments you will ever make. While securing your initial deal can feel like a major milestone, it is only the beginning. With most UK mortgages offering two or five-year fixed rates, many homeowners will need to remortgage sooner than they realise. Failing to plan ahead

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